If you have a Florida Driver’s license OR received a ticket in Florida, the 4 Hour BDI course is for you! By completing this course, you will be eligible for an 18% fine reduction (civil penalty only), you will not have points on your record for the current violation, your safe driver status will be maintained, and you will not have an insurance increase as long as there was not an accident associated with the ticket (statute 318.14 (9)).